When a Job Disappears, So Does the Health Care

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When a Job Disappears, So Does the Health Care

Postby CielOnTap on Sun Dec 07, 2008 4:13 pm

When a Job Disappears, So Does the Health Care
By ROBERT PEAR
Published: December 6, 2008
ASHLAND, Ohio — As jobless numbers reach levels not seen in 25 years, another crisis is unfolding for millions of people who lost their health insurance along with their jobs, joining the ranks of the uninsured.

The crisis is on display here. Starla D. Darling, 27, was pregnant when she learned that her insurance coverage was about to end. She rushed to the hospital, took a medication to induce labor and then had an emergency Caesarean section, in the hope that her Blue Cross and Blue Shield plan would pay for the delivery.

Wendy R. Carter, 41, who recently lost her job and her health benefits, is struggling to pay $12,942 in bills for a partial hysterectomy at a local hospital. Her daughter, Betsy A. Carter, 19, has pain in her lower right jaw, where a wisdom tooth is growing in. But she has not seen a dentist because she has no health insurance.
http://www.nytimes.com/2008/12/07/us/07uninsured.html?ref=us

By February 2009, I anticipate that President-Elect Obama will have a health-care strategy implemented. I would also expect that he does not allow executives of health organizations to reap massive pay and benefits while rank and file staff and the formerly insured workers go without health benefits.
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Re: When a Job Disappears, So Does the Health Care

Postby smitty on Tue Dec 09, 2008 2:43 pm

I think we are looking at many people are living way beyond their means, for when jobs are lost then they run into depts that they cannot keep up with so often things like health is ignored.

When you looked at things a few yrs ago so many people would have two cars at their home, a well updated home, good family, lots of trips on holidays & nothing seemed impossible to buy due to the dept they could build up. Like look at so many renewing their car after two or three years, to the latest in everything.

I think some did not try "--to keep up with the Joneses--" so the way to & from work was by public transit system or in some cases a car was needed by one like the wife to grocery shop or haul the family around like to the doctor or dentist & some actually paid the bill, if they did not have a family insurance as the husband work at the shop.

Loose the job & also loose the health to dental to eye specialist paying from the ex-job insurance.

When I lived in Alberta, before automatic Cdn Medical Plan I paid for the Blue Cross, but it did not cover dental or eye care & in all cases I paid from what I had in the bank.

Many wondered why I would drive a truck (note that I live in a small farming comunity) for 15 yrs before I would give it over to a parts dealer, but that has been my way basically since I was born as I have followed my Parents that suffered through the depression & remember so well my Father accepted a transfer to another city/Province, the firm covering payment of all furniture to be moved (bar the baby-grand Pioano he had to sell at a low price) to our home was sold on the fixed price due to WW II as such a low price----all for $5.00 a MONTH increase & possibly future promotions.
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Re: When a Job Disappears, So Does the Health Care

Postby smitty on Wed Dec 10, 2008 3:02 am

One thing that has cought my attention being that many people in the Greater Vancouver area & possibly (?) the Vancouver Island have purchased condo homes with downpayments. ONLY some for some reason or another (who knows what in this time or severe recession to loss of job, to debts some cannot pay for), some are giving up said suites or homes. Even a few have simply walked out leaving all furniture still in the home at the condo.

Unfortunately they originally signed a contract of so much pr week or month or whatever & no matter what the contractor or whoever of the condo will force them to pay what is missed if the contractor sells said home/suite at a lower price.

Seems a pity, but this is going to hurt the home in the condo & also the reason some of these towers became halted at basically the ground level as the builder/contractor was counting on the money, in advance, so he could continue on to actually finish the tower.

The very thought of being one of those that simply walked away from their home does give me the shudders that something in our Canada has caused this.
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Re: When a Job Disappears, So Does the Health Care

Postby Glenski on Fri Dec 12, 2008 12:00 am

I think we are looking at many people are living way beyond their means
What does this have to do with people getting emergency operations or suffering from wisdom teeth? I'll answer that. Nothing. Whether people live beyond their means has no relation to health care for emergency or even expected medical care (like childbirth).

National health care. Got it in Japan. The USA should follow suit. However...
By February 2009, I anticipate that President-Elect Obama will have a health-care strategy implemented.
Nope, isn't going to happen. We're talking about less than 6 weeks away, with a couple of major holidays in between. Think about the enormity of what I quoted. Nope, isn't going to happen.
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Re: When a Job Disappears, So Does the Health Care

Postby CielOnTap on Fri Dec 12, 2008 1:23 pm

Health Care Agenda from the Obama-Biden team:

The Obama-Biden Plan
On health care reform, the American people are too often offered two extremes -- government-run health care with higher taxes or letting the insurance companies operate without rules. Barack Obama and Joe Biden believe both of these extremes are wrong, and that’s why they’ve proposed a plan that strengthens employer coverage, makes insurance companies accountable and ensures patient choice of doctor and care without government interference.

The Obama-Biden plan provides affordable, accessible health care for all Americans, builds on the existing health care system, and uses existing providers, doctors, and plans. Under the Obama-Biden plan, patients will be able to make health care decisions with their doctors, instead of being blocked by insurance company bureaucrats.

Under the plan, if you like your current health insurance, nothing changes, except your costs will go down by as much as $2,500 per year. If you don’t have health insurance, you will have a choice of new, affordable health insurance options.
------------------------------------
I noticed on the website that the President-Elect's team has asked US citizens to moderate health care discussions in their communities from December 15-31. Seems there is momentum to change the health care policy, but no timeline has been set, as far as I can determine on the current website.
Free Lunch by David Cay Johnston-about two-thirds read and let me state that you have to read the chapters on why Medicare does not have enough money to assist US citizens and residents with medicals costs
-from my post in Book Reviews.

Recommend that you read the relevant chapter in the book about how the costs have skyrocketed. I surmise that the President-Elect has advisors aware of the current factors involved in medical care costs.
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Re: When a Job Disappears, So Does the Health Care

Postby smitty on Fri Dec 12, 2008 4:47 pm

Well put both of you. I know my parents & myself were against it as my father had retired with a top rate pension plan for his health care. I simply preferred to stick with the Blue Cross.

Unfortunately the Federal Govt made the big change into our present Cdn Medical Plan with yearly payments from all of us that are above poverty level.

Been with it for so many yrs that I cannot look at any of the Pros or Cons to point them out.
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Re: When a Job Disappears, So Does the Health Care

Postby CielOnTap on Tue Dec 23, 2008 12:14 pm

Report on a grassroots gathering on health care in America:

At house party on U.S. health care, the diagnosis is it's broken
By Robert Pear Published: December 23, 2008

VIENNA, Virginia: When a dozen consumers gathered over the weekend to discuss health care at the behest of President-elect Barack Obama, they quickly agreed on one point: they despise health insurance companies.

They also agreed that health care was a right; that insurance should cover "everything," not just some services; and that coverage should be readily available from the government, as well as from employers.

Those were the conclusions of a house party held here in Northern Virginia at the home of Karima Hijane and Theodore Kolovos, information technology consultants who have been married for seven years. It was one of more than 4,200 such events being held around the country from Dec. 15 to 31, as part of an experiment in grass-roots politics and policy-making, to provide recommendations to the president-elect. http://www.iht.com/articles/2008/12/23/healthscience/23health.php
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